Simplifi is an online application and cell phone app serving as a personalized financial aggregator. If you are familiar with similar apps such as Mint and Personal Capital, you've got an idea what Simplifi actually does. It aggregates all your online financial accounts into one, giving you a three-dimensional view of your financial picture. You can see your credit score, the big three accounts (receivables, accounts payable and accounts receivable), your monthly cash flow, and even your total spending power. You can quickly see where you need to make changes in order to improve your spending power. Simplifi isn't like other apps; it's a complete and comprehensive financial tool for anyone at any financial level.
Simplifi has been around for quite a while, and is actually a joint venture between Mint, an online personal finance software company, and AT&T. The two companies merged their efforts so that Simplifi can offer a web-based application. Simplifi provides you with the financial management features you need, but it also hooks up your Mint account directly through the Simplifi web-based application. This allows you to manage your Mint account via the Simplifi application, as well as your web and mobile phones.
Simplifi also provides Mint an easy-to-use interface to track Mint's Net Worth module through the Google Finance web-based dashboard. Simplifi makes it easy to monitor Mint's Net Worth module by displaying your account balances, interest rates, current value of your savings goals, and your estimated interest due for each month. Simplifi also displays your balance in several different sizes, which can be helpful if you want to compare one area of your financial portfolio to another. Simplifi also integrates directly with Mint's mobile apps, so you can view your Net Worth data on the go from any location.